from: jacob kogan to: no_n_in_sight@hotmail.com, pm@skylakedmv.com, bshriver@ix.netcom.com, rosalyn.rice-jones@carefirst.com, Pogocom@outlook.com, mcclellandscott@hotmail.com, astark2071@gmail.com, shashidalwadi@yahoo.com, alexandram42702@gmail.com, Anjanette.jefferson@gmail.com, hmctay@gmail.com, futuredoctor2010@yahoo.com, treamanagement@gmail.com, cherrylikethetree@msn.com, thetimmons@verizon.net, rosalyn.jones@rocketmail.com, Robertson.c.w@gmail.com, amkogan@hotmail.com, mgharipour@gmail.com, janissheilagoss2120@gmail.com, jbealejr35@gmail.com, pettyr94@gmail.com, amymcvicker1023@gmail.com, saida.nift@gmail.com, freemanwilliam822@gmail.com, anybusiness@verizon.net, abruce8182@aol.com, kimsemail08@gmail.com, kharisova1988@gmail.com, divapak@aol.com, edgerblade@gmail.com, Suad_000@hotmail.com, suzette337@gmail.com, hart.jeffrey69@gmail.com, pwoods101@gmail.com, mohammad@gatech.edu, Maestravonnie@gmail.com, jeffensor106@comcast.net, ckeats21@gmail.com, lowesbeach@comcast.net, lynnslovin@comcast.net, mollycoffay@prologueinc.org, yesli.estrada@yahoo.com, solojones702@gmail.com, allen.cross@outlook.com, ddean18@verizon.net, harrisk402@gmail.com, jacob2 , kpavlova@foundationgroupllc.com, miss_kellij@yahoo.com, dwigjr@gmail.com, midnightzapsales@gmail.com, msmoore823@aol.com, traveler_477@yahoo.com, yvonne@bethelbalto.com, hufster9@aol.com, Wellstm64@gmail.com, dwickham@nlpentinc.com, silkypup@msn.com, gardnerlindsey4@gmail.com, ethurmon@hotmail.com, alixzina@gmail.com date: Sep 2, 2025, 4:54 PM subject: two items Hello Gardens at Owings Mills I homeowners, I have an information item and a request. 1. The information item. Sometime ago I filed a complaint concerning the special assessment with Consumer Protection Division, Office of Maryland Attorney General. After I hear from them back I plan to share the information with the homeowners. 2. The request. On July 10, 2025 I received emails from Matthew Merckel and Colleen Palmer (enclosed below for your convenience). Matthew classifies my emails as "unwanted". While Matthew refrains from specifying for whom the emails are "unwanted" my uneducated guess is that he does not want to receive them anymore. While hearing this from a Property Manager is a bit unusual, I respect his wish, and already removed him from my mailing list. I do not want to bother people who are not interested in the subject of my emails, and I sincerely apologize to those people. I request all those who do NOT want to receive my emails to let me know before next Monday, September 8, 2025. I will remove these people from my mailing list. On the other hand, if you know someone who would like to join the mailing list, then please do not hesitate to let me know. Colleen claims that I am "interfering with the operations of the Board and Tidewater". I sincerely regret this. I already removed Colleen from my mailing list. Best, Jacob -------------------------------------------------------------------------- from: Matthew Merckel to: jacob kogan cc: Board of Directors date: Jul 10, 2025, 12:11 PM subject: RE: Special Assessment Jacob: For one, you need to stop mass emailing the residents of the community. You should not even have that information and since you do, you certainly should not be sending out unwanted email. You must stop and I have removed them from this email and CC'ed the Board of Directors. I think they would agree that you shouldn't be emailing the entire community, especially since you have not received an ok from us or them to do so. We are not calling for multiple votes, we are continuing the voting. If you have voted you do not need to vote again. If you have not voted, yes, the Community is still looking for your vote. Yes, the community is still insured; however, that becomes complicated if the vote doesn't pass, which is why we are attempting to pass it. Voting in favor of the Special Assessment would certainly help keep insurance. And no, why would the amount go down? The cost obligation has not gone down. Please don't be purposely obtuse. I, as always, would be happy to speak with you regarding these items. Thank you, Matthew Merckel CMCA Community Association Manager -------------------------------------------------------------------------- from: Board of Directors to: Matthew Merckel cc: jacob kogan date: Jul 10, 2025, 12:15 PM subject: Re: Special Assessment Cease and Desist Mr. Kogan! We all have answered you multiple times. You are interfering with the operations of the Board and Tidewater at this point and harassing other homeowners that actually understand what is going on! Colleen Palmer